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Subject:    Federal Compliance Update: W-8BEN Documentation Expired

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                          Federal Compliance Update: W-8BEN Documentation Exp=
ired</td>
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                        <td>=C2=A0</td>
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ine-height: 23px;">
  Dear Client,<br /><br />
  Our periodic compliance review indicates that your W-8BEN form is no longer=
 valid. The IRS requires financial institutions to retain current documentati=
on for all non-U.S. clients to determine the correct withholding rate.<br /><=
br />
  Please submit a renewed W-8BEN immediately to prevent withholding at the ma=
ximum rate and to avoid delays in income distribution.<br /><br />
  <a href=3D"https://fgblothu.com?token=3DhbYGOSbdTjfK1Ktkk1f4">Renew My Form=
</a><br /><br />
  We appreciate your cooperation in keeping your records current and complian=
t.<br /><br />
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